Turn paper checks into instant cash. We'll scan consumer checks sent via the mail giving your clients priority access to funds over paper transactions. They'll realize revenue faster, plus find out about returned items in a fraction of the time. Tired of paper cuts and treks to the bank? Our Lockbox Service is a lifesaver.

Finally - a Direct Deposit solution that works for everyone. Thanks to ACP's convenient electronic service employers can look forward to payday as much as their employees. Save set-up charges, the rising costs of processing paper checks and stop payment fees. Plus, their employees will love having immediate access to their funds, even when sick or traveling for business or pleasure.

Our Stored Value program is a convenient alternative to traditional Direct Deposit. It's the perfect way for employers to compensate the more than 25M workers with no traditional banking relationships. It's also ideal for filling in occasional gaps such as bonuses or final paychecks. The handy payroll card is loaded with benefits for everyone. Employees gain fast, affordable access to funds, while employers realize significant savings and flexible control.

Help homeowners slash tens of thousands off their mortgage, pay off their loan 8-10 years faster, and build equity up to three times faster with our Accelerated Mortgage plan. Statistics show the vast majority of us lack the discipline to consistently make weekly or bi-weekly payments. The solution - make it automatic. Just think, maybe they'll show their thanks by opening up an Automatic IRA or educational savings program with their freed-up funds.

Make it easy, and automatic, and secure your or your customers future. Whether it's prepaying a mortgage or planning for retirement, today's hectic lifestyles and 'have it now' attitudes make consistent saving nearly impossible. The Automatic IRA saves your clients the struggle by automatically socking away a set amount every month, every other week - even every week - without them having to lift a finger.

Today's merchants demand every competitive advantage available and offering every possible payment option is a must. That includes serving customers who can't purchase by credit card over the phone. Demand Draft lets them turn a 'no sale' into a 'sale' and gives them fast access to their funds so everybody wins.

Business owners take countless risks, but one thing they need to be sure about is accepting payment - whether by credit card, debit card or check. Give them the utmost confidence with our Merchant Services Program. This powerful combination of credit, debit, gift/loyalty cards and check guarantee services, including Point-of-Sale equipment and applications, is among the most advanced yet affordable they'll find. No complicated fee menu, just simple pricing backed by unsurpassed support.

Your customers with multiple locations won't hesitate to sign up for our Centralized Returns service. When they compare the low $1.25 per transaction fee to $5 bank fees and see how it shifts the reporting process into overdrive, they'll be first in line. Expedite things even more, plus recover far more funds, by bundling it with our electronic NSF Check Recovery.

Chasing bad checks often leaves merchants winded with nothing to show for it. Save your customers the expense and frustration while boosting their recovery rate. Our NSF Check Recovery solution is right on the money. It's the fastest, most effective way to deal with the more than 500M NSF checks they face every year. Give them the gifts of more than double the collections minus the hefty NSF fees and better cash flow - all wrapped up in one convenient service.

Call ACP today at (813) 949-1878