All Cities Processing (ACP) , a division of Bay Cities Bank, has a totally different approach to banking. We specifically target entities with recurring settlement needs and work to keep funds moving for you - fast. In an industry rife with mergers and acquisitions, our long-term commitment to serving commercial enterprises gives you a refreshing alternative.

While the banking industry is famous for mergers and acquisitions, ACP was strategically designed - with you in mind - to formalize our approach to an area that's become increasingly important to our customer base.

With ACP, you'll find the same innovative and efficient services, delivered with the same personal attention you've come to rely on at your neighborhood bank - plus a whole lot more. Every electronic service you could possibly need to compete in today's electronic payments environment - all under one roof.

In the electronic payment services industry, Originators play an integral role in the ACH Network, offering a variety of electronic payment services to corporations nationwide. But finding a banking partner you can count on is a challenge. Bank mergers often result in market and philosophy shifts, giving existing customers only 30-60 days notice before they discontinue processing. This sends you scrambling for a new ODFI or a second relationship to protect your hard-earned business.

Innovation, efficiency, security and expertise - all wrapped up in a personal relationship you can trust.

You deserve the best banking experience. Get it all with ACP.

Call ACP today at (813) 949-1878